How to Easily Generate Paystubs for Free: Top 10 Tools for 2025

Generating paystubs for employees and freelancers has never been easier. Whether you’re a business owner, freelancer, or a self-employed individual, having professional and accurate paystubs is crucial for tax purposes, financial records, and employee verification. Thankfully, several online tools allow you to generate paystubs for free or at a minimal cost.

In this article, we’ll explore the top 10 tools to generate paystubs for free in 2025, starting with StubCreator, which stands out for its simplicity and effectiveness.

1. StubCreator

StubCreator is a popular tool that offers an intuitive and straightforward way to generate professional paystubs. Whether you’re a small business owner or an individual freelancer, StubCreator simplifies the process by allowing you to create paystubs without hassle.

Key Features:

Ease of Use: The platform is incredibly user-friendly, with step-by-step guidance to generate paystubs.
Customizable Fields: You can customize paystubs to include specific information like company name, employee details, deductions, and taxes.
Free and Paid Options: StubCreator offers both free and paid versions, making it an excellent option for both individuals and businesses.
Email Delivery: Once created, you can directly email the paystub to employees or clients.

Best For: Small businesses and freelancers who need a quick and professional paystub generator.

2. PayStubCreator

PayStubCreator is another solid option for generating paystubs with ease. This tool provides an accurate representation of a paystub, including essential fields such as hours worked, salary, and deductions. The platform offers both a free version with basic features and a paid version for advanced customization.

Key Features:

User-Friendly Interface: The interface is clean and easy to navigate, making it quick to generate paystubs.
Accuracy and Compliance: PayStubCreator ensures that all the necessary legal information is included in the paystub.
Customizable Templates: Users can customize the design and layout of the paystub.

Best For: Individuals and businesses that want a fast, reliable tool for paystub creation.

3. 123PayStubs

123PayStubs is an online paystub generator that caters to both employees and business owners. With a simple and easy-to-understand interface, you can quickly create paystubs and download them as PDFs.

Key Features:

Instant Paystubs: Users can create and receive their paystubs in just a few minutes.
Customizable Information: You can include additional information like bonuses, tips, and commissions.
PDF Format: Paystubs are available for download in high-quality PDF format, which is ideal for printing or emailing.

Best For: Businesses that need to generate multiple paystubs regularly.

4. WageStub

WageStub is a highly effective paystub generator designed for small business owners and employees. It allows users to create professional paystubs without requiring any prior knowledge of payroll systems.

Key Features:

Quick Setup: Simply enter your payroll information, and the tool generates the paystub.
Free and Paid Options: While you can generate basic paystubs for free, you can also opt for paid features that include advanced payroll breakdowns and customization.
Compliance with Laws: WageStub ensures that the generated paystubs meet federal and state guidelines for accuracy.

Best For: Small business owners who need simple yet compliant paystubs.

5. PayStubDirect

PayStubDirect allows users to generate paystubs online with a clean and professional design. It’s suitable for freelancers and business owners who need to provide paystubs to clients or employees.

Key Features:

Free Trial: Users can access a limited number of paystubs for free during a trial period.
Customizable Layout: PayStubDirect allows you to adjust the layout to suit your needs, including different deduction types and pay rates.
Secure and Reliable: The platform prioritizes data security and generates paystubs in a highly professional format.

Best For: Freelancers and contractors needing simple but well-organized paystubs.

6. The Pay Stubs

This platform offers a free paystub generator tool for those looking for basic paystubs. The service allows individuals to create accurate paystubs with minimal effort and includes standard sections for earnings and deductions.

Key Features:

Simplicity: The process is fast and requires only essential information.
Free Basic Version: The free version includes basic fields, while the premium option allows for more customization.
Instant Paystub Creation: Once all information is entered, the system generates the paystub instantly.

Best For: Individuals or small businesses that need a quick and simple paystub without many customizations.

7. CheckStubMaker

CheckStubMaker is another excellent tool for creating paystubs quickly. Whether you’re a freelancer, contractor, or small business, CheckStubMaker provides a reliable solution to generate paystubs.

Key Features:

Multiple Payment Types: You can create paystubs for hourly, salaried, and commission-based employees.
Free Template: Users can use the free version to generate basic paystubs and access additional features through paid options.
Instant Download: Paystubs are generated and available for instant download as a PDF.

Best For: Businesses that need to generate paystubs for different types of employees.

8. Gusto

Although primarily a payroll service, Gusto also allows users to generate paystubs for free, particularly for businesses already using their payroll services. Gusto is a well-known name in payroll processing, and it offers an intuitive paystub generator.

Key Features:

Integrated Payroll Services: If you use Gusto for payroll, paystubs are automatically created for your employees.
Tax Compliance: Gusto ensures that paystubs include the proper tax deductions and filings.
Cloud-Based Access: Employees can access their paystubs anytime, anywhere.

Best For: Businesses already using Gusto for payroll processing.

9. ZayZoon

ZayZoon provides a simple online paystub generator that allows individuals and businesses to create professional paystubs quickly. It’s a reliable option for those who need to track earnings and deductions effectively.

Key Features:

User-Friendly Interface: ZayZoon’s tool is designed to be straightforward and quick to use.
Secure Payment Integration: ZayZoon ensures secure payment options when processing paystubs.
Download and Print Options: Paystubs can be downloaded in PDF format or printed directly from the website.

Best For: Freelancers and contractors looking for a quick and secure way to create paystubs.

10. QuickBooks Paystub Generator

QuickBooks is widely known for its accounting and payroll services, but it also provides a paystub generator as part of its broader offering. It’s perfect for businesses already using QuickBooks for bookkeeping and payroll.

Key Features:

Full Payroll Integration: QuickBooks integrates seamlessly with your payroll system, so paystubs are automatically generated and updated.
Cloud-Based: Employees can access paystubs through the QuickBooks app or website.
Detailed Breakdown: Paystubs include detailed breakdowns of earnings, taxes, and deductions.

Best For: Businesses using QuickBooks for accounting and payroll services.

Conclusion

There are numerous online tools to generate paystubs for free, catering to businesses and individuals alike. From simple and free tools like StubCreator and PayStubCreator to more comprehensive payroll services like Gusto and QuickBooks, there’s an option for every need. Depending on your requirements—whether it’s basic paystub generation or an integrated payroll system—choosing the right tool will save you time, money, and effort in creating accurate, professional paystubs for yourself or your employees.